Privacy Policy

Last updated: January 2026

At Savly, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our personal finance application.

1. Information We Collect

Account Information

When you create an account, we collect:

  • Email address
  • Password (encrypted)
  • Account preferences

Financial Data

When you use Savly, you may provide:

  • Transaction data (imported from CSV/Excel files)
  • Budget categories and limits
  • Savings goals
  • Custom categories you create

Important: We do not connect to your bank accounts. All financial data is manually imported by you.

Usage Data

We automatically collect certain information when you use our service:

  • Device type and browser information
  • IP address (anonymised)
  • Pages visited and features used
  • Time spent on the application

2. How We Use Your Information

We use the information we collect to:

  • Provide, maintain, and improve our services
  • Process your transactions and manage your account
  • Send you important updates about our service
  • Respond to your comments, questions, and support requests
  • Monitor and analyse trends, usage, and activities
  • Detect, investigate, and prevent fraudulent transactions and abuse

3. Data Storage and Security

Your data is stored securely using industry-standard encryption:

  • All data is encrypted in transit using TLS 1.3
  • Data at rest is encrypted using AES-256
  • Passwords are hashed using bcrypt
  • We use secure cloud infrastructure with regular security audits

4. Data Sharing

We do not sell your personal information.

We may share your information only in the following circumstances:

  • Service Providers: With third-party vendors who assist in providing our services (e.g., hosting, analytics)
  • Legal Requirements: When required by law or to respond to legal process
  • Protection: To protect the rights, property, and safety of Savly, our users, or others

5. Your Rights

You have the right to:

  • Access: Request a copy of your personal data
  • Correction: Request correction of inaccurate data
  • Deletion: Request deletion of your data
  • Export: Export your data in a portable format (JSON or Excel)
  • Withdraw Consent: Withdraw consent for data processing

To exercise these rights, contact us at privacy@besavly.money

6. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you services. You can delete your account and all associated data at any time from your account settings.

7. Cookies

We use essential cookies to:

  • Keep you signed in
  • Remember your preferences
  • Ensure security of your session

We do not use advertising or tracking cookies.

8. Children's Privacy

Savly is not intended for use by children under 16. We do not knowingly collect personal information from children under 16.

9. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place for such transfers in compliance with applicable data protection laws.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

11. Contact Us

If you have questions about this Privacy Policy, please contact us at:

Email: privacy@besavly.money