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Your Personal AI Financial Assistant. Private, Secure, and Smart.

Stop digging through spreadsheets and transaction lists. Ask Savly a question in plain English and get a personalised, data-backed answer in seconds — based on your actual spending, not generic advice. And unlike other AI tools, your financial data stays completely private.

AI Financial Assistant

Ask anything about your finances

How much did I spend on dining out in London last month compared to this month?
Here is your dining out spending in London:
Period Dining Out Transactions
January 2026 £287.40 14 visits
February 2026 £194.20 9 visits
You spent £93.20 less this month (down 32%). Your top spots were Dishoom (£62), Flat Iron (£38), and Pret (£29.40). Trending down — nice work

Ask Anything About Your Money

The AI Financial Assistant is not a generic chatbot. It reads your actual transaction data — every import, every category, every budget — and answers your specific questions with real numbers.

No more scrolling through transaction lists or building spreadsheet formulas. Just ask what you want to know, in the same words you would use with a friend.

Example Questions You Can Ask

"Am I on track with my grocery budget this month?"

Get budget progress with remaining amount and days left.

"What are my top 5 spending categories this year?"

See a ranked breakdown with totals and percentages.

"How does my spending this quarter compare to last quarter?"

Get period-over-period comparisons across all categories.

"Which subscriptions am I paying for?"

Identify recurring charges by merchant with monthly totals.

"How much have I saved towards my holiday fund?"

Track savings goal progress with projected completion dates.

"Show me my average weekly spending on transport."

Get granular breakdowns at any time interval you choose.

It Understands Context, Not Just Keywords

The assistant understands follow-up questions, time references, and casual language. You do not need to speak in database queries — just talk normally.

What did I spend the most on last month?
Your biggest category in January was Rent & Housing at £1,450, followed by Groceries at £412 and Transport at £189.
And how does groceries compare to December?
You spent £412 on groceries in January vs £378 in December — that is £34 more (up 9%). This is within your £500 monthly budget.

Private by Design. Your Data Stays Yours.

When you ask a financial question, your data is processed securely and the answer is returned to you — and only you. Here is exactly how we protect your privacy:

Our Privacy Commitment

  • We do not train public models on your data — your financial conversations are never used to train AI systems accessible to others
  • Your financial chats are encrypted and private — TLS 1.3 encryption in transit, AES-256 encryption at rest
  • No data selling, ever — Savly's business model is subscriptions, not advertising or data brokerage
  • No bank credentials stored — we never ask for your banking login, because we never connect to your bank
  • Full data deletion rights — delete your account and all data at any time, including chat history
  • GDPR compliant — your data rights are protected under European privacy law

Not a Generic Chatbot — Your Personal Financial Analyst

ChatGPT and other general AI tools can give you budgeting tips, but they do not know how much you actually spent on coffee last week. Savly's AI Financial Assistant is different:

  • It reads your real data — every transaction you have imported, categorised, and budgeted
  • It gives specific answers — real pound amounts, real percentages, real merchant names from your life
  • It understands your budgets — when you ask "Am I on track?", it knows your limits and remaining amounts
  • It tracks your goals — it knows how much you have saved and how much is left
  • It remembers context — ask a follow-up question and it understands what you are referring to

Natural Language

Ask questions the way you would ask a friend. No special syntax, no filters to configure, no reports to generate.

Real-Time Data

Answers are based on your latest imported transactions, budgets, and savings goals. Always up to date.

Multi-Currency Aware

Ask about spending across currencies and get answers in your display currency. Built for expats and travellers.

Encrypted & Private

TLS 1.3 in transit, AES-256 at rest. Your financial conversations never leave your account.

Available on Premium

The AI Financial Assistant is included in Savly Premium at £5.99/month or £59.99/year (save 2 months). Premium also includes unlimited budgets, custom categories, auto-category rules, household sharing, and Excel/CSV export.

The free tier gives you unlimited transactions, 4 budget categories, and 1 savings goal — forever. Upgrade to Premium when you want AI-powered insights on top.

Ask your money a question. Get a real answer.

Stop guessing where your money goes. Savly's AI Financial Assistant gives you personalised spending insights based on your actual transactions — privately and securely.

Try Savly Free →

Frequently Asked Questions

What is the AI Financial Assistant in Savly?

It is a Premium feature that lets you ask questions about your finances in plain English. The AI analyses your actual transaction data and gives personalised, data-backed answers — like spending comparisons, budget tracking, and trend analysis.

Is my financial data private when using the AI assistant?

Yes. Savly does not train public AI models on your data. Your financial conversations are encrypted in transit (TLS 1.3) and at rest (AES-256). Your data is never sold, shared, or used to train third-party models.

What kind of questions can I ask?

You can ask about spending by category, comparisons between time periods, budget progress, savings goal tracking, merchant-level breakdowns, and trend analysis. For example: "How much did I spend on dining out last month?" or "Am I on track with my grocery budget?"

Is the AI Financial Assistant included in the free plan?

The AI Financial Assistant is a Premium feature, available at £5.99/month or £59.99/year. The free plan includes unlimited transactions, 4 budget categories, and 1 savings goal.

Does the AI assistant connect to my bank?

No. The AI assistant analyses the transaction data you have already imported into Savly via CSV or Excel. It does not connect to any bank directly. Your banking credentials stay private.

Your finances have answers. Start asking.

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