Budget Tracking Built for Freelancers
Freelancer income is unpredictable. One month you land three clients, the next is quiet. Expenses blur between personal and business, and when tax season arrives, pulling together clean records feels like a second job. Savly gives freelancers and self-employed professionals a straightforward way to track irregular income, categorise expenses, and export tidy data for their accountant.
Key Features for Freelancers
- Multiple income tracking — import from several bank accounts to see all revenue in one place
- Custom categories — separate business expenses from personal spending with your own tags
- Auto-category rules — automatically categorise recurring expenses like software subscriptions or co-working fees
- Export to Excel — hand your accountant clean, structured data at tax time
- Multi-currency support — track payments from international clients in 20+ currencies
Track Irregular Income with Confidence
Most budgeting apps assume a steady monthly salary. Freelancers do not work that way. With Savly, you can import transactions from multiple bank accounts via CSV or Excel, giving you a single view of every payment that comes in, regardless of which client or platform it arrives from.
Over time, you will start to see patterns in your income. Savly's analytics show you month-over-month and year-over-year trends, helping you plan for quieter months and make smarter decisions about when to take on new work or invest in your business.
Separate Business and Personal Spending
When you are self-employed, your personal bank account often doubles as your business account. That makes it hard to know exactly how much you are spending on the business versus everyday life. Savly's custom categories let you create dedicated tags for business expenses — things like equipment, software, travel, and professional services.
Set up auto-category rules and Savly will automatically sort recurring transactions into the right bucket. No more manually tagging the same co-working space charge every month.
Tax Season Made Simple
The worst part of freelancing is scrambling for receipts and bank statements when your accountant asks for them. With Savly, your spending is already organised by category throughout the year. When tax time comes, export your full transaction history to Excel or CSV with a single click.
The export includes dates, amounts, categories, and notes — everything your accountant needs to file accurately. No more late-night spreadsheet sessions before the deadline.
Multi-Currency for International Clients
Freelancers increasingly work across borders. If you invoice clients in US dollars, euros, or other currencies, Savly supports 20+ currencies with the ability to switch your display currency instantly. Import transactions in any currency and keep everything in one dashboard, regardless of where your clients are based.
Import from Any Bank
Upload CSV or Excel exports from any bank account. No API linking required — works with every financial institution worldwide.
Custom Categories
Create your own expense categories to match how your business works. Tag transactions as business or personal with a single tap.
Export for Tax
Download your complete transaction history as Excel or CSV. Clean, structured data your accountant will actually thank you for.
Multi-Currency
Track income and expenses in 20+ currencies. Switch your display currency anytime to see the full picture of your finances.
Pricing for Freelancers
Savly's free tier covers the basics — unlimited transactions, up to 4 budget categories, and 1 savings goal. That is enough to get started and see whether Savly fits your workflow.
For freelancers who need custom categories, auto-category rules, and data export, Premium is available at just £5.99 per month. There is no long-term commitment, and you can cancel anytime.
Start Tracking Your Freelance Finances
Start for FreeNo credit card required. Upgrade to Premium when you need more.
Frequently Asked Questions
Is Savly good for freelancer finances?
Yes. Savly lets you track multiple income streams, create custom categories to separate business and personal expenses, set up auto-category rules for recurring transactions, and export everything to Excel or CSV for your accountant. The free tier covers the basics, while Premium unlocks custom categories and data export.
Can I separate business and personal expenses in Savly?
Yes. With Custom Categories on the Premium plan, you can create dedicated tags for business expenses like software subscriptions, co-working spaces, and equipment. This makes it easy to filter and review business spending separately from personal transactions.
Can I export my data for my accountant?
Yes. Premium users can export their full transaction history to Excel and CSV formats. The export includes all categories, dates, amounts, and notes — giving your accountant clean, structured data to work with at tax time.