Separate Business and Personal Finances

When you run a small business, your personal and business finances often end up tangled together. The same bank account handles both, expenses overlap, and by the time your accountant asks for clean records, it takes hours to untangle everything. Savly helps small business owners and sole traders keep business spending clearly separated from personal expenses, export clean data for their accountant, and track revenue from international clients in multiple currencies.

Keep Business and Personal Clearly Separated

The most common headache for small business owners is figuring out which expenses are business-related and which are personal. It sounds simple, but when you use the same phone, car, or even office space for both, things get messy fast. Savly's custom categories let you create clear tags for business expenses — office supplies, software subscriptions, marketing costs, professional services, travel, and anything else specific to your business.

Once your categories are set up, you can see business and personal spending side by side without them overlapping. Filter by category to view only business expenses, or look at the full picture. Auto-category rules take care of recurring transactions, so your monthly software bill or co-working fee tags itself automatically.

Import from Any Business Bank Account

Whether you bank with a dedicated business account provider, a high-street bank, or an online institution, Savly works with all of them. Import transactions via CSV or Excel — it takes less than a minute. If you have both a business and a personal bank account, import them both and Savly combines everything into one dashboard.

There is no API linking, no compatibility issues, and no regional restrictions. If your bank lets you download a CSV file (and every bank does), Savly can import it. This is especially valuable for small businesses that use less common or local banks that are not supported by other budgeting apps.

Export Clean Data for Your Accountant

Tax season or quarterly reviews should not mean hours of spreadsheet work. With Savly, your transactions are already categorised throughout the year. When your accountant needs records, export your full transaction history to Excel or CSV with a single click. The export includes dates, amounts, categories, and notes.

Filter by category before exporting to pull only business transactions. Your accountant gets exactly what they need — structured, clean data that is ready to work with. No more back-and-forth asking for missing information.

Multi-Currency for International Clients

If your business works with clients in different countries, you probably deal with payments in multiple currencies. Savly supports 20+ currencies, letting you import transactions in their original currency and view everything in one dashboard. Switch your display currency at any time to see your business finances normalised to whichever currency you prefer.

This is particularly useful for consultants, agencies, and e-commerce businesses that invoice internationally. You get a clear picture of your total revenue without manually converting amounts.

Share with Your Business Partner

If you run your business with a partner, Savly's Household Sharing feature gives both of you visibility into the same financial dashboard. Each person has their own account and imports their own data, but you share the same budgets, categories, and savings goals. This keeps both partners aligned on where the business stands financially.

Pricing for Small Business Owners

Savly's free tier includes unlimited transactions, up to 4 budget categories, and 1 savings goal. That is a solid starting point if you want to explore whether Savly fits your workflow.

For small business owners who need custom categories to separate business and personal expenses, auto-category rules, data export, and household sharing, Premium is available at just £5.99 per month. No contracts, cancel anytime.

Frequently Asked Questions

Can I separate business and personal expenses in Savly?

Yes. With Custom Categories on the Premium plan, you can create dedicated tags for business expenses — things like office supplies, software, marketing, travel, and professional services. This keeps business spending clearly separated from personal transactions, making it easy to see your true business costs and personal budget side by side.

Can I export business expenses for my accountant?

Yes. Premium users can export their full transaction history to Excel and CSV. The export includes all dates, amounts, categories, and notes. You can filter by category to export only business-related transactions, giving your accountant exactly the data they need — clean, structured, and ready to work with.

Does Savly support multiple currencies for international clients?

Yes. Savly supports 20+ currencies, which is useful if you invoice clients in different currencies or operate across borders. Import transactions in any supported currency and switch your display currency at any time. This gives you a unified view of your business finances regardless of where your clients are based.

Can I share Savly with my business partner?

Yes. Savly's Household Sharing feature can be used by business partners to share a unified view of budgets and goals. Each person has their own account and imports their own data, but you both see the same dashboard. This is useful for sole traders working with a partner or small teams who want visibility into shared business finances.