Start Your Financial Life Right
Landing your first job after university is exciting — but it also comes with a whole new set of financial responsibilities. Rent, bills, groceries, transport, and maybe student loan payments all hit at once. Without a clear picture of where your money goes, that first salary can disappear faster than you expect. Savly helps new graduates build good financial habits from day one, with a free tier that covers everything you need to get started.
Why New Graduates Love Savly
- Free to start — unlimited transactions, 4 budget categories, and 1 savings goal at no cost
- Simple interface — no financial expertise required; see where your money goes in minutes
- Build habits early — tracking your spending from your first pay cheque sets you up for long-term success
- Savings goals — set your first targets: an emergency fund, a holiday, a car deposit, or paying off debt
- Works with any bank — import via CSV from whatever bank you use, anywhere in the world
- AI financial assistant — get personalised insights and tips based on your actual spending patterns
See Where Your First Salary Goes
When you have never managed a full salary before, it is easy to lose track. Subscriptions, takeaways, transport costs, and one-off purchases add up quickly. Savly gives you a clear, visual breakdown of your spending by category, so you can see exactly where your money goes each month.
Import your transactions from your bank via CSV — it takes less than a minute. Once your data is in, Savly's dashboard shows you your spending patterns immediately. No need to manually enter every transaction or maintain a complicated spreadsheet.
Build Good Habits from Day One
The financial habits you form in your first few years of earning will shape your relationship with money for decades. Starting to budget early does not mean restricting yourself — it means understanding your money so you can make confident choices about how to spend, save, and enjoy it.
Savly makes this easy by keeping things simple. You do not need to learn accounting or financial theory. Just import your transactions, glance at your dashboard, and you will start making better decisions naturally.
Save for Your First Milestones
Whether it is building an emergency fund, saving for a trip, putting money aside for a car, or working toward a flat deposit, Savly's savings goals give you a clear target to work toward. Set a goal amount, track your progress, and watch the bar fill up over time.
The free tier includes one savings goal, which is the perfect starting point. Focus on one milestone at a time and build momentum. When you are ready to save for multiple things at once, Premium unlocks additional goals.
No Financial Expertise Needed
Savly is designed for people who do not consider themselves financial experts. The interface is clean and intuitive — there are no complex charts, confusing terminology, or overwhelming settings. You see your income, your spending by category, and your savings progress. That is it.
If you want extra guidance, Savly's AI financial assistant can provide personalised tips based on your actual spending patterns. It is like having a knowledgeable friend who can point out opportunities to save without being judgmental.
Free Tier
Get started at no cost with unlimited transactions, 4 budget categories, and 1 savings goal. No time limits, no hidden fees.
Simple Dashboard
A clean visual breakdown of your spending. No financial jargon or complex features — just clear insights into where your money goes.
Savings Goals
Set targets for your first milestones and track progress visually. Emergency fund, holiday, car, or flat deposit — pick your goal.
AI Assistant
Get personalised financial tips based on your actual spending patterns. Practical advice without the judgement.
Pricing for New Graduates
Savly's free tier is genuinely free — unlimited transactions, up to 4 budget categories, and 1 savings goal with no time limit. For most new graduates, that is everything you need to start building good habits.
If you eventually want custom categories, multiple savings goals, auto-category rules, and data export, Premium is just £5.99 per month. But there is no rush — upgrade only when you are ready.
Start Building Good Financial Habits
Start for FreeNo credit card required. Upgrade to Premium when you need more.
Frequently Asked Questions
Is Savly really free for new graduates?
Yes. Savly's free tier includes unlimited transactions, up to 4 budget categories, and 1 savings goal. There is no time limit on the free plan — you can use it for as long as you want. If you eventually need custom categories, multiple goals, or data export, you can upgrade to Premium, but there is no pressure to do so.
Do I need financial knowledge to use Savly?
Not at all. Savly is designed to be simple and intuitive. Import your bank transactions via CSV, set up a few budget categories, and you can immediately see where your money is going. There are no complex financial concepts to learn — just a clean dashboard that shows your spending and savings at a glance.
Can I set savings goals for things like travel or an emergency fund?
Yes. Savly lets you create savings goals with target amounts and track your progress toward them. The free tier includes 1 savings goal, which is a great starting point for your first milestone — whether that is an emergency fund, a holiday, or a deposit on a car. Premium unlocks multiple goals if you want to save for several things at once.
Does Savly work with any bank?
Yes. Savly imports transactions via CSV or Excel files, which every bank provides. There is no need to link your bank account or worry about compatibility. Simply export your transactions from your bank's website or app, upload the file to Savly, and you are ready to go.