Savly is a lightweight personal finance dashboard for people who want clarity without complexity. No gimmicks. No overwhelm. Just a calm place to track your finances.
Built independently. No venture backing. No data monetisation.
No credit card required
You spent 23% less on dining out this month!
Most finance apps try to do everything. Savly doesn't.
It's built to be: Clean Fast Easy to understand Generous in the free tier Fair in pricing
It's the kind of tool you can quietly rely on for years.
Built evenings and weekends by someone who simply cares about financial planning.
Straightforward features that help you see where you stand, without the noise.
See income, spending and savings in one simple dashboard. No clutter. No confusing charts. Just what matters.
Import transactions from Excel or CSV. Savly helps categorize them, while you stay in control.
When you want deeper insight, ask questions about your finances in plain English. No spreadsheets required.
Set simple monthly or yearly limits. Adjust easily as life changes.
Track what you're saving for and watch your progress build month after month.
We do not sell your data. We do not link to your bank accounts. Your financial information stays yours.
Useful if you manage money across borders. Switch your display currency at any time.
Clean, intuitive, and easy to navigate. No clutter, just clarity.
Different people, different needs. Savly keeps things flexible.
Track irregular income, separate business expenses, and keep things organised for tax season.
See household spending in one place. Budget for groceries, kids' activities, and shared savings goals.
Useful if you manage money across borders. 20+ currencies supported.
Track spending, stick to budgets, and start building good financial habits early.
Upload transactions from Excel, CSV, or your bank's export. We handle the formatting automatically.
Define spending limits for each category. Customize based on your lifestyle and financial goals.
See where you stand and how your habits are changing over time.
Start free. Upgrade when you're ready.
Everything you need to get clarity
or £59.99/year (Save 2 months)
Everything in Free, plus:
| Feature | Free | Premium |
|---|---|---|
| Transactions | ||
| Transaction limit | Unlimited | Unlimited |
| Excel/CSV import | ✓ | ✓ |
| Multi-account tracking | ✓ | ✓ |
| Override transaction dates | ✗ | ✓ |
| Split transactions | ✓ | ✓ |
| Budgets & Goals | ||
| Budget categories | 4 | Unlimited |
| Savings goals | 1 | Unlimited |
| Built-in categories | 6 basic | All 17+ |
| Custom categories | ✗ | ✓ |
| Auto-category rules | ✗ | ✓ |
| Analytics | ||
| Dashboard overview | ✓ | ✓ |
| Monthly budget tracking | ✓ | ✓ |
| Full analytics | ✗ | ✓ |
| AI Financial Assistant | ✗ | ✓ |
| Export & Data | ||
| JSON backup | ✓ | ✓ |
| Export to Excel | ✗ | ✓ |
| Export to CSV | ✗ | ✓ |
| Data portability | ✓ | ✓ |
| Customization | ||
| Currency selection (20+) | ✓ | ✓ |
| Dark/Light mode | ✓ | ✓ |
| P&L bucket customization | ✗ | ✓ |
| Support | ||
| Community support | ✓ | ✓ |
| Priority support | ✗ | ✓ |
| Sharing | ||
| Household sharing | ✗ | ✓ |
No! Savly works with manual imports. Simply export transactions from your bank as Excel or CSV and upload them. We support formats from Monzo, Amex, Barclaycard, Wise, and most major banks. Your banking credentials stay completely private.
We use encryption to protect your data. We never sell your information to third parties, and you can export or delete your data at any time.
We offer a generous free tier that lets you explore the core features with unlimited transactions, 4 budget categories, and 1 savings goal. When you're ready for unlimited budgets, custom categories, and advanced analytics, you can upgrade to Premium. No credit card required to get started.
We support 20+ currencies including GBP, USD, EUR, JPY, AUD, CAD, CHF, and many more. You can switch your display currency at any time, making Savly perfect for expats and international users.
Premium users can export their data to Excel at any time. All users can create JSON backups for data portability. Your data belongs to you, and you can take it with you whenever you want.
When you import transactions, Savly intelligently categorizes them based on merchant names and descriptions. You can always edit categories manually or split transactions across multiple categories for complete accuracy.
Yes! You can import transactions from multiple accounts—checking, credit cards, savings, and more—and see everything in one place. This gives you a complete picture of your finances across all your accounts.
Yes. You can set up recurring monthly budgets that automatically reset at the start of each month. No need to manually recreate your budgets—just set them once and track your spending month after month.
Yes. Savly is fully responsive and works great in any mobile browser. You can check your budgets, review transactions, and track your goals on the go from your phone or tablet.
Yes! Premium users can create a household and invite unlimited family members to share their financial data. Members get full access to the household owner's transactions, budgets, and insights—perfect for couples or families managing money together.
Yes! Savly offers a generous free tier that includes unlimited transactions, 4 budget categories, and 1 savings goal — forever, with no credit card required. When you're ready for more, Premium is just £5.99/month or £59.99/year and adds unlimited budgets, custom categories, AI Financial Assistant, household sharing, and Excel export.
Yes. Savly is a fully responsive web application that works in any mobile browser — Safari on iPhone, Chrome on Android, and all other modern browsers. No app store download required. It also works great on iPad, Android tablets, and desktop computers.
Yes! Savly supports CSV and Excel exports from Monzo, Revolut, N26, Wise (TransferWise), Amex, Barclaycard, HSBC, Lloyds, NatWest, Barclays, Santander, Starling, Chase UK, and most other banks and neobanks worldwide that offer transaction export.
Savly offers a free tier (YNAB does not — it's $14.99/month after a 34-day trial). Savly Premium (£5.99/month) is significantly cheaper. Savly supports 20+ currencies in a single budget (YNAB allows only one currency per budget). Savly doesn't require bank connections. YNAB uses envelope budgeting with a steeper learning curve, while Savly focuses on simplicity.
Yes. Savly uses industry-standard encryption: TLS 1.3 for data in transit, AES-256 for data at rest, and bcrypt for password hashing. We never connect to your bank accounts, never sell your data, and we're GDPR compliant. You can export or delete all your data at any time.
Yes. Savly works well for freelancers and self-employed people tracking business expenses. Custom categories (Premium) let you separate business and personal spending. Auto-category rules help categorise recurring expenses automatically. Export to Excel provides clean data for your accountant at tax time.
Savly does not currently offer a public API. All data management is done through the web application interface. You can export your data to Excel, CSV, or JSON at any time.
You can cancel your Premium subscription at any time from your account settings in the app. Upon cancellation, you retain full Premium access until the end of your current billing period. After that, your account reverts to the free tier and all your data is preserved.
Your data is never deleted automatically. If you cancel Premium, your account reverts to the free tier and all your transaction history, budgets, and goals are preserved. You can still access everything. If you choose to delete your account entirely, all data is permanently removed.
Savly requires an internet connection to sync your data securely. The app is lightweight and works well even on slow connections, but there is no offline mode at this time.
Free tier: £0, forever, with unlimited transactions, 4 budgets, and 1 savings goal. Premium: £5.99/month or £59.99/year (save 2 months). No credit card required for the free tier.
The AI Financial Assistant is a Premium feature that lets you ask questions about your finances in plain English. For example, "How am I tracking on groceries this month?" or "What did I spend on dining out last quarter?" You get instant, personalised answers based on your actual transaction data.
Yes! Both Free and Premium users can split a single transaction across multiple categories. For example, a supermarket purchase can be split between Groceries and Household items for more accurate budget tracking.
Yes. Savly supports 20+ currencies natively including GBP, USD, EUR, JPY, AUD, CAD, CHF, and many more. You can switch your display currency at any time. This makes Savly ideal for expats, digital nomads, and anyone managing money across borders.
Visit app.besavly.money, create a free account with your email (no credit card required), upload your first bank export (CSV or Excel), set a budget, and start tracking. The entire setup takes under 5 minutes.
I'm not a professional developer. I built this evenings and weekends because I wanted a clean, reliable way to understand my money.
I'm releasing it publicly because I think others might find it useful.
No venture backing. No hidden monetisation. Just a straightforward tool designed to last.
A calm, clear place to understand your finances. Free to try, no card required.
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